ZIP
23837
VA · County 51175 · pop 4,414 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 23837 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23837 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51175 — ZIP 23837 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51175 — ZIP 23837 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51175 — ZIP 23837 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.8 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 50.1 |
| Construction Pressure | 40.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.9
Pulse score27.6
Signal Breakdown — 10 Categories
Vacancy
3.7
Auction / REO
—
Construction Pressure
40.4
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
42.8
Bank Institutional
50.1
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
112.3
Price Cut %
6.4%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
3.7%
Bank Score
50.1
Insurance Score
0.0
Listings Discount
42.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23837 | 27.6 | 14.2 | 0.0 | 42.8 |
| County 51175 | 23.9 | 13.0 | 0.0 | 24.0 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23888 | 35.8 | WATCHLIST | VACANCY | 41 | 20 |
| 23827 | 34.9 | WATCHLIST | VACANCY | 46 | 13 |
| 23847 | 34.8 | WATCHLIST | VACANCY | 42 | 17 |
| 23828 | 28.5 | WEAK | VACANCY | — | 13 |
| 23874 | 28.5 | WEAK | VACANCY | — | 13 |
| 23851 | 28.4 | WEAK | VACANCY | 27 | 12 |
| 23844 | 27.7 | WEAK | VACANCY | 22 | 12 |
| 23866 | 27.5 | WEAK | VACANCY | — | 12 |
| 23829 | 27.2 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 23878 | 25.6 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/23837
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.