ZIP
23920
VA · County 51025 · pop 3,080 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3706
Why This ZIP
ZIP 23920 ranks #3706 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23920 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51025 — ZIP 23920 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51025 — ZIP 23920 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51025 — ZIP 23920 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.9 |
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 18.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.2 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3706
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.4
Pulse score31.3
Signal Breakdown — 10 Categories
Vacancy
18.7
Auction / REO
—
Construction Pressure
53.2
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
53.9
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
18.7%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
53.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23920 | 31.3 | 19.0 | 0.0 | 53.9 |
| County 51025 | 32.4 | 18.7 | 0.0 | 18.0 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23843 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 59 | 18 |
| 23821 | 35.9 | WATCHLIST | VACANCY | 42 | 18 |
| 23868 | 34.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 23847 | 34.8 | WATCHLIST | VACANCY | 42 | 17 |
| 23857 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 23845 | 32.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 23887 | 32.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 23950 | 31.8 | EARLY_SIGNAL | VACANCY | 26 | 18 |
| 23856 | 31.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 23889 | 29.8 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/23920
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.