ZIP
23960
VA · County 51147 · pop 2,177 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15272
Why This ZIP
ZIP 23960 ranks #15272 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 23960 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51147 — ZIP 23960 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51147 — ZIP 23960 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51147 — ZIP 23960 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 20.0 |
| Vacancy | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 58.3 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15272
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.7
Pulse score29.3
Signal Breakdown — 10 Categories
Vacancy
17.0
Auction / REO
—
Construction Pressure
58.3
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.0%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23960 | 29.3 | 20.8 | 0.0 | — |
| County 51147 | 29.8 | 20.6 | 0.0 | 11.1 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23923 | 44.7 | OVERHEATED | VACANCY | — | 44 |
| 23947 | 41.5 | STRONG_BUY | VACANCY | 44 | 29 |
| 23958 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 23922 | 35.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 23934 | 33.4 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 31 |
| 23954 | 32.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 23901 | 31.6 | EARLY_SIGNAL | VACANCY | 21 | 20 |
| 23943 | 31.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 23966 | 29.3 | WEAK | VACANCY | — | 18 |
| 23942 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/23960
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.