ZIP
23963
VA · County 51037 · pop 448 (population)
40.6
Opportunity Index
OVERHEATEDNational rank #1692
Why This ZIP
ZIP 23963 ranks #1692 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 23963 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51037 — ZIP 23963 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51037 — ZIP 23963 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51037 — ZIP 23963 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 56.0 |
| Property Stress | 37.0 |
| Vacancy | 18.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.2 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1692
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.4
Pulse score40.1
Signal Breakdown — 10 Categories
Vacancy
18.1
Auction / REO
—
Construction Pressure
75.2
FL Deep Bonus
—
Property Stress
37.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
56.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.1%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23963 | 40.1 | 42.2 | 0.0 | — |
| County 51037 | 43.9 | 43.0 | 0.0 | 13.6 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23959 | 45.4 | OVERHEATED | VACANCY | — | 46 |
| 23923 | 44.7 | OVERHEATED | VACANCY | — | 44 |
| 24528 | 44.6 | STRONG_BUY | VACANCY | 53 | 29 |
| 23967 | 43.1 | OVERHEATED | VACANCY | — | 46 |
| 23964 | 42.1 | OVERHEATED | VACANCY | — | 43 |
| 23937 | 41.9 | OVERHEATED | VACANCY | — | 40 |
| 23947 | 41.8 | STRONG_BUY | VACANCY | 44 | 30 |
| 23962 | 40.3 | OVERHEATED | VACANCY | — | 41 |
| 23976 | 38.1 | OVERHEATED | VACANCY | — | 34 |
| 23958 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 38 | 23 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/23963
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.