ZIP
24012
VA · County 51770 · pop 28,734 (population)
29.0
Opportunity Index
WEAKNational rank #24930
Why This ZIP
ZIP 24012 ranks #24930 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 24012 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51770 — ZIP 24012 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51770 — ZIP 24012 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51770 — ZIP 24012 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 24.5 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#24930
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.7
Pulse score26.5
Signal Breakdown — 10 Categories
Vacancy
8.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
24.5
Bank Institutional
55.4
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
155.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.2%
Bank Score
55.4
Insurance Score
0.0
Listings Discount
24.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 24012 | 26.5 | 18.7 | 0.0 | 24.5 |
| County 51770 | 29.6 | 19.7 | 0.0 | 31.9 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 24017 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 22 |
| 24179 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 20 |
| 24016 | 33.7 | WATCHLIST | VACANCY | 41 | 22 |
| 24013 | 33.5 | EARLY_SIGNAL | VACANCY | — | 22 |
| 24015 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 22 |
| 24014 | 29.3 | WEAK | VACANCY | — | 17 |
| 24018 | 27.3 | WEAK | BANK_INSTITUTIONAL | 21 | 15 |
| 24019 | 26.2 | WEAK | BANK_INSTITUTIONAL | 20 | 17 |
| 24011 | 25.0 | WEAK | BANK_INSTITUTIONAL | 6 | 22 |
| 24022 | 23.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/24012
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.