ZIP
24138
VA · County 51121 · pop 1,338 (population)
33.6
Opportunity Index
EARLY_SIGNALNational rank #12962
Why This ZIP
ZIP 24138 ranks #12962 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 24138 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51121 — ZIP 24138 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51121 — ZIP 24138 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51121 — ZIP 24138 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 39.0 |
| Property Stress | 32.0 |
| Vacancy | 18.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 26.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12962
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.1
Pulse score28.6
Signal Breakdown — 10 Categories
Vacancy
18.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
39.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.1%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 24138 | 28.6 | 32.4 | 0.0 | — |
| County 51121 | 29.7 | 26.9 | 0.0 | 21.8 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 24162 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 56 | 29 |
| 24087 | 35.3 | WATCHLIST | VACANCY | 43 | 28 |
| 24073 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 29 |
| 24347 | 34.1 | EARLY_SIGNAL | VACANCY | — | 30 |
| 24141 | 33.5 | EARLY_SIGNAL | VACANCY | 27 | 29 |
| 24149 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 31 |
| 24059 | 32.2 | EARLY_SIGNAL | VACANCY | 41 | 15 |
| 24070 | 31.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 24060 | 30.7 | WEAK | VACANCY | 14 | 29 |
| 24061 | 25.2 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/24138
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.