ZIP
24521
VA · County 51009 · pop 10,101 (population)
31.0
Opportunity Index
EARLY_SIGNALNational rank #19955
Why This ZIP
ZIP 24521 ranks #19955 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 24521 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51009 — ZIP 24521 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51009 — ZIP 24521 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51009 — ZIP 24521 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 13.0 |
| Vacancy | 11.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.7 |
| Construction Pressure | 54.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19955
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.5
Pulse score31.4
Signal Breakdown — 10 Categories
Vacancy
11.2
Auction / REO
—
Construction Pressure
54.8
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.7
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.2%
Bank Score
60.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 24521 | 31.4 | 13.6 | 0.0 | — |
| County 51009 | 29.3 | 13.4 | 0.0 | 15.9 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22967 | 35.3 | EARLY_SIGNAL | VACANCY | — | 26 |
| 22922 | 34.3 | EARLY_SIGNAL | VACANCY | — | 28 |
| 24483 | 33.9 | WATCHLIST | VACANCY | 40 | 15 |
| 24553 | 32.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 24572 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 13 |
| 24526 | 29.8 | WEAK | VACANCY | — | 18 |
| 24574 | 29.2 | WEAK | VACANCY | — | 13 |
| 24595 | 25.6 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/24521
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.