ZIP
24631
VA · County 51027 · pop 2,076 (population)
39.9
Opportunity Index
OVERHEATEDNational rank #2296
Why This ZIP
ZIP 24631 ranks #2296 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 24631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51027 — ZIP 24631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51027 — ZIP 24631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51027 — ZIP 24631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 36.0 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 30.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.3 |
| Construction Pressure | 58.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2296
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.9
Pulse score45.3
Signal Breakdown — 10 Categories
Vacancy
36.0
Auction / REO
—
Construction Pressure
58.3
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.3
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
36.0%
Bank Score
70.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 24631 | 45.3 | 30.0 | 0.0 | — |
| County 51027 | 39.3 | 29.7 | 0.0 | 19.5 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 24256 | 47.0 | STRONG_BUY | VACANCY | 60 | 29 |
| 24649 | 46.6 | STRONG_BUY | VACANCY | 64 | 28 |
| 24614 | 44.4 | STRONG_BUY | VACANCY | 53 | 30 |
| 24260 | 40.2 | OVERHEATED | VACANCY | — | 28 |
| 24217 | 37.4 | OVERHEATED | VACANCY | — | 29 |
| 24622 | 36.9 | OVERHEATED | VACANCY | — | 29 |
| 24639 | 36.8 | OVERHEATED | VACANCY | — | 29 |
| 24607 | 36.7 | OVERHEATED | VACANCY | — | 29 |
| 24620 | 36.6 | OVERHEATED | VACANCY | — | 30 |
| 24603 | 36.6 | OVERHEATED | VACANCY | — | 30 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/24631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.