ZIP
25265
WV · County 54053 · pop 1,616 (population)
37.7
Opportunity Index
OVERHEATEDNational rank #4683
Why This ZIP
ZIP 25265 ranks #4683 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 25265 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54053 — ZIP 25265 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54053 — ZIP 25265 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54053 — ZIP 25265 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 56.0 |
| Property Stress | 37.0 |
| Listings Discount | 32.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4683
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score37.9
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
37.0
HOA / Federal Liens
—
Listings Discount
32.8
Bank Institutional
66.2
Insurance Distress
0.0
Foreclosure / Delinquency
56.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
66.2
Insurance Score
0.0
Listings Discount
32.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 25265 | 37.9 | 39.1 | 0.0 | 32.8 |
| County 54053 | 33.8 | 35.4 | 0.0 | 21.0 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 25123 | 41.0 | STRONG_BUY | VACANCY | 50 | 33 |
| 25515 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 37 |
| 25541 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 24 |
| 25260 | 38.8 | OVERHEATED | VACANCY | — | 37 |
| 25550 | 35.8 | EARLY_SIGNAL | VACANCY | 23 | 37 |
| 25187 | 35.2 | EARLY_SIGNAL | VACANCY | — | 37 |
| 25253 | 35.2 | EARLY_SIGNAL | VACANCY | — | 37 |
| 25287 | 35.0 | EARLY_SIGNAL | VACANCY | — | 37 |
| 25502 | 34.3 | EARLY_SIGNAL | VACANCY | — | 31 |
| 25247 | 33.4 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 37 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/25265
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.