ZIP
25432
WV · County 54037 · pop 113 (population)
25.7
Opportunity Index
WEAKNational rank #30968
Why This ZIP
ZIP 25432 ranks #30968 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 25432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54037 — ZIP 25432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54037 — ZIP 25432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54037 — ZIP 25432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 52.7 |
| Bank Institutional | 29.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#30968
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.7
Pulse score18.4
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
52.7
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 25432 | 18.4 | 10.4 | 0.0 | — |
| County 54037 | 30.7 | 10.3 | 0.0 | 37.3 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 25446 | 35.1 | WATCHLIST | VACANCY | 47 | 13 |
| 25425 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 13 |
| 25438 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 13 |
| 25430 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 12 |
| 25443 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 12 |
| 25414 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 13 |
| 20135 | 27.0 | WEAK | VACANCY | — | 11 |
| 25442 | 27.0 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/25432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.