ZIP
25813
WV · County 54081 · pop 7,429 (population)
40.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #1947
Why This ZIP
ZIP 25813 ranks #1947 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 43.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 25813 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54081 — ZIP 25813 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54081 — ZIP 25813 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54081 — ZIP 25813 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.7 |
| Property Stress | 30.0 |
| Foreclosure / Delinquency | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.1 |
| Construction Pressure | 28.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1947
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp43.5
Pulse score38.2
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
28.3
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
48.7
Bank Institutional
60.1
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
114.0
Price Cut %
10.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
60.1
Insurance Score
0.0
Listings Discount
48.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 25813 | 38.2 | 23.7 | 0.0 | 48.7 |
| County 54081 | 34.1 | 23.1 | 0.0 | 30.6 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 25969 | 43.2 | STRONG_BUY | VACANCY | 48 | 35 |
| 25827 | 40.8 | STRONG_BUY | VACANCY | 45 | 30 |
| 25209 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 36 | 33 |
| 25921 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 30 |
| 25832 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 30 |
| 25918 | 39.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 54 | 30 |
| 25801 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 38 | 30 |
| 25951 | 37.6 | OVERHEATED | VACANCY | 19 | 35 |
| 25880 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 31 |
| 25873 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 30 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/25813
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.