ZIP
26104
WV · County 54107 · pop 16,729 (population)
35.4
Opportunity Index
EARLY_SIGNALNational rank #8689
Why This ZIP
ZIP 26104 ranks #8689 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 26104 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54107 — ZIP 26104 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54107 — ZIP 26104 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54107 — ZIP 26104 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.4 |
| Property Stress | 27.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.6 |
| Bank Institutional | 58.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8689
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.5
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
63.6
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
29.4
Bank Institutional
58.4
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
101.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
58.4
Insurance Score
0.0
Listings Discount
29.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26104 | 35.4 | 19.3 | 0.0 | 29.4 |
| County 54107 | 35.4 | 19.3 | 0.0 | 36.6 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26180 | 42.1 | STRONG_BUY | VACANCY | 62 | 26 |
| 26187 | 41.3 | STRONG_BUY | BANK_INSTITUTIONAL | 53 | 27 |
| 26101 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 46 | 27 |
| 26143 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 26169 | 39.4 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 27 |
| 26150 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 48 | 27 |
| 26105 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 27 |
| 26133 | 34.3 | EARLY_SIGNAL | VACANCY | — | 27 |
| 26181 | 32.6 | EARLY_SIGNAL | VACANCY | — | 27 |
| 26184 | 32.5 | EARLY_SIGNAL | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/26104
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.