ZIP
26378
WV · County 54041 · pop 4,639 (population)
39.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #2392
Why This ZIP
ZIP 26378 ranks #2392 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 26378 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54041 — ZIP 26378 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54041 — ZIP 26378 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54041 — ZIP 26378 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.3 |
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.8 |
| Bank Institutional | 67.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2392
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.9
Pulse score40.4
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
75.8
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
43.3
Bank Institutional
67.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
114.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
67.3
Insurance Score
0.0
Listings Discount
43.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26378 | 40.4 | 22.9 | 0.0 | 43.3 |
| County 54041 | 33.6 | 23.4 | 0.0 | 36.2 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26452 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 27 |
| 26201 | 36.1 | EARLY_SIGNAL | VACANCY | 33 | 26 |
| 26447 | 35.6 | WATCHLIST | VACANCY | 46 | 26 |
| 26343 | 34.9 | EARLY_SIGNAL | VACANCY | — | 27 |
| 26384 | 34.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 26372 | 33.1 | EARLY_SIGNAL | VACANCY | — | 27 |
| 26338 | 32.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 26376 | 31.3 | EARLY_SIGNAL | VACANCY | 30 | 23 |
| 26412 | 30.0 | WEAK | VACANCY | — | 18 |
| 26321 | 29.7 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/26378
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.