ZIP
26554
WV · County 54049 · pop 42,116 (population)
36.1
Opportunity Index
WATCHLISTNational rank #7310
Why This ZIP
ZIP 26554 ranks #7310 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 26554 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54049 — ZIP 26554 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54049 — ZIP 26554 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54049 — ZIP 26554 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.0 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.3 |
| Construction Pressure | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7310
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.0
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
11.1
Auction / REO
—
Construction Pressure
53.7
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
40.0
Bank Institutional
56.3
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
109.3
Price Cut %
8.7%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
11.1%
Bank Score
56.3
Insurance Score
0.0
Listings Discount
40.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26554 | 34.1 | 18.5 | 0.0 | 40.0 |
| County 54049 | 33.5 | 18.4 | 0.0 | 28.9 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26582 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 26571 | 34.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26570 | 34.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 26354 | 33.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26591 | 33.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26448 | 33.3 | EARLY_SIGNAL | VACANCY | — | 23 |
| 26576 | 32.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26585 | 32.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 26574 | 31.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26588 | 31.2 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/26554
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.