ZIP
27278
NC · County 37135 · pop 28,546 (population)
30.3
Opportunity Index
WEAKNational rank #21753
Why This ZIP
ZIP 27278 ranks #21753 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 27278 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37135 — ZIP 27278 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37135 — ZIP 27278 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37135 — ZIP 27278 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 25.2 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21753
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.1
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
25.2
Bank Institutional
58.2
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
101.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
58.2
Insurance Score
0.0
Listings Discount
25.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 27278 | 28.5 | 24.1 | 0.0 | 25.2 |
| County 37135 | 29.3 | 24.1 | 0.0 | 23.9 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27302 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 27517 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 23 |
| 27516 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 23 |
| 27514 | 31.2 | EARLY_SIGNAL | VACANCY | 25 | 23 |
| 27707 | 30.7 | WEAK | BANK_INSTITUTIONAL | 26 | 23 |
| 27705 | 30.1 | WEAK | BANK_INSTITUTIONAL | 22 | 23 |
| 27541 | 29.6 | WEAK | VACANCY | — | 23 |
| 27583 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 23 |
| 27243 | 29.5 | WEAK | VACANCY | — | 23 |
| 27712 | 28.9 | WEAK | BANK_INSTITUTIONAL | 28 | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/27278
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.