ZIP
27866
NC · County 37131 · pop 390 (population)
42.6
Opportunity Index
OVERHEATEDNational rank #747
Why This ZIP
ZIP 27866 ranks #747 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 27866 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37131 — ZIP 27866 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37131 — ZIP 27866 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37131 — ZIP 27866 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 58.0 |
| Property Stress | 40.0 |
| Vacancy | 19.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.4 |
| Bank Institutional | 34.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#747
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.1
Pulse score43.6
Signal Breakdown — 10 Categories
Vacancy
19.5
Auction / REO
—
Construction Pressure
79.4
FL Deep Bonus
—
Property Stress
40.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
34.5
Insurance Distress
0.0
Foreclosure / Delinquency
58.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.5%
Bank Score
34.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 27866 | 43.6 | 45.3 | 0.0 | — |
| County 37131 | 43.6 | 43.7 | 0.0 | 27.5 |
| NC state avg | 33.0 | 22.4 | 0.3 | 30.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27831 | 48.3 | STRONG_BUY | VACANCY | 55 | 40 |
| 27869 | 47.6 | STRONG_BUY | VACANCY | 52 | 40 |
| 27845 | 45.5 | STRONG_BUY | BANK_INSTITUTIONAL | 38 | 40 |
| 27855 | 44.7 | STRONG_BUY | VACANCY | 54 | 27 |
| 27820 | 42.6 | OVERHEATED | VACANCY | 31 | 40 |
| 27876 | 42.5 | OVERHEATED | VACANCY | — | 40 |
| 27842 | 42.0 | OVERHEATED | VACANCY | 33 | 39 |
| 27862 | 41.8 | OVERHEATED | VACANCY | — | 40 |
| 27897 | 41.4 | OVERHEATED | VACANCY | — | 37 |
| 27832 | 40.9 | OVERHEATED | VACANCY | — | 40 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/27866
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.