ZIP
27896
NC · County 37195 · pop 18,808 (population)
33.6
Opportunity Index
EARLY_SIGNALNational rank #12989
Why This ZIP
ZIP 27896 ranks #12989 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 27896 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37195 — ZIP 27896 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37195 — ZIP 27896 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37195 — ZIP 27896 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 23.0 |
| Listings Discount | 22.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.4 |
| Bank Institutional | 56.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12989
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.8
Pulse score34.2
Signal Breakdown — 10 Categories
Vacancy
6.4
Auction / REO
—
Construction Pressure
75.4
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
22.9
Bank Institutional
56.6
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.4%
Bank Score
56.6
Insurance Score
0.0
Listings Discount
22.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 27896 | 34.2 | 24.1 | 0.0 | 22.9 |
| County 37195 | 35.5 | 23.4 | 0.0 | 30.7 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27807 | 44.0 | STRONG_BUY | BANK_INSTITUTIONAL | 58 | 30 |
| 27883 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 27830 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 42 | 22 |
| 27822 | 39.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 25 |
| 27803 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 30 |
| 27829 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 57 | 21 |
| 27893 | 37.6 | OVERHEATED | VACANCY | 35 | 23 |
| 27880 | 36.2 | WATCHLIST | LISTINGS_DISCOUNT | 40 | 23 |
| 27557 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 27878 | 35.9 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/27896
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.