ZIP
27986
NC · County 37091 · pop 1,581 (population)
37.2
Opportunity Index
OVERHEATEDNational rank #5383
Why This ZIP
ZIP 27986 ranks #5383 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 27986 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37091 — ZIP 27986 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37091 — ZIP 27986 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37091 — ZIP 27986 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Vacancy | 26.2 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5383
PhaseOVERHEATED
Primary driverVACANCY
Capital opp38.2
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
26.2
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
26.2%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 27986 | 36.6 | 25.1 | 0.0 | — |
| County 37091 | 41.7 | 30.1 | 0.0 | 37.4 |
| NC state avg | 33.0 | 22.4 | 0.3 | 30.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27855 | 44.7 | STRONG_BUY | VACANCY | 54 | 27 |
| 27805 | 44.5 | STRONG_BUY | LISTINGS_DISCOUNT | 60 | 35 |
| 27910 | 42.7 | STRONG_BUY | VACANCY | 46 | 30 |
| 27897 | 41.4 | OVERHEATED | VACANCY | — | 37 |
| 27924 | 41.4 | OVERHEATED | VACANCY | — | 41 |
| 27942 | 37.2 | OVERHEATED | VACANCY | — | 24 |
| 27922 | 36.7 | OVERHEATED | VACANCY | — | 24 |
| 27818 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/27986
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.