ZIP
28031
NC · County 37119 · pop 31,021 (population)
36.9
Opportunity Index
OVERHEATEDNational rank #5847
Why This ZIP
ZIP 28031 ranks #5847 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28031 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37119 — ZIP 28031 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37119 — ZIP 28031 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37119 — ZIP 28031 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.0 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 53.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5847
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp37.0
Pulse score36.9
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
32.0
Bank Institutional
53.1
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
95.8
Price Cut %
5.2%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
53.1
Insurance Score
0.0
Listings Discount
32.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28031 | 36.9 | 24.5 | 0.0 | 32.0 |
| County 37119 | 37.1 | 24.4 | 0.0 | 27.8 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28214 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 24 |
| 28107 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 24 |
| 28202 | 39.6 | OVERHEATED | VACANCY | 34 | 24 |
| 28278 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 24 |
| 28134 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 24 |
| 28203 | 38.0 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 24 |
| 28269 | 37.9 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 24 |
| 28105 | 37.6 | OVERHEATED | BANK_INSTITUTIONAL | 36 | 24 |
| 28027 | 37.6 | OVERHEATED | VACANCY | 36 | 24 |
| 28209 | 37.5 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28031
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.