ZIP
28092
NC · County 37109 · pop 40,224 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #18029
Why This ZIP
ZIP 28092 ranks #18029 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28092 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37109 — ZIP 28092 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37109 — ZIP 28092 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37109 — ZIP 28092 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.2 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.4 |
| Construction Pressure | 53.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18029
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.6
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
53.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
30.2
Bank Institutional
54.4
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
81.8
Price Cut %
4.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
54.4
Insurance Score
0.0
Listings Discount
30.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28092 | 29.8 | 15.3 | 0.0 | 30.2 |
| County 37109 | 30.2 | 15.8 | 0.0 | 33.1 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28090 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 28021 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 19 |
| 28650 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 20 |
| 28168 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 28673 | 32.9 | EARLY_SIGNAL | VACANCY | 35 | 20 |
| 28164 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 28080 | 32.6 | EARLY_SIGNAL | VACANCY | 39 | 16 |
| 28037 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 17 |
| 28006 | 29.4 | WEAK | VACANCY | — | 18 |
| 28033 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28092
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.