ZIP
28364
NC · County 37155 · pop 13,184 (population)
42.0
Opportunity Index
STRONG_BUYNational rank #942
Why This ZIP
ZIP 28364 ranks #942 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28364 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37155 — ZIP 28364 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37155 — ZIP 28364 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37155 — ZIP 28364 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.5 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 89.1 |
| Bank Institutional | 73.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#942
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp39.7
Pulse score43.6
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
89.1
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
49.5
Bank Institutional
73.4
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
57.2
Price Cut %
27.3%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
73.4
Insurance Score
0.0
Listings Discount
49.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28364 | 43.6 | 23.3 | 0.0 | 49.5 |
| County 37155 | 38.9 | 22.0 | 0.0 | 46.2 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28383 | 44.5 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 22 |
| 28384 | 43.7 | STRONG_BUY | VACANCY | 59 | 22 |
| 28340 | 41.2 | STRONG_BUY | VACANCY | 49 | 22 |
| 28360 | 40.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 22 |
| 28358 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 28371 | 40.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 21 |
| 28372 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 22 |
| 28377 | 36.8 | OVERHEATED | VACANCY | 35 | 20 |
| 28375 | 35.5 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28369 | 34.6 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/28364
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.