ZIP
28399
NC · County 37017 · pop 1,552 (population)
37.2
Opportunity Index
OVERHEATEDNational rank #5428
Why This ZIP
ZIP 28399 ranks #5428 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28399 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37017 — ZIP 28399 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37017 — ZIP 28399 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37017 — ZIP 28399 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 25.2 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5428
PhaseOVERHEATED
Primary driverVACANCY
Capital opp39.5
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
25.2
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
25.2%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28399 | 35.6 | 26.0 | 0.0 | — |
| County 37017 | 39.7 | 25.1 | 0.0 | 24.9 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28384 | 43.7 | STRONG_BUY | VACANCY | 59 | 22 |
| 28320 | 41.4 | STRONG_BUY | VACANCY | 38 | 26 |
| 28434 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 43 | 26 |
| 28312 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
| 28433 | 39.5 | OVERHEATED | VACANCY | — | 25 |
| 28337 | 39.0 | OVERHEATED | VACANCY | 29 | 26 |
| 28441 | 38.6 | OVERHEATED | VACANCY | — | 26 |
| 28306 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 19 |
| 28448 | 36.4 | EARLY_SIGNAL | VACANCY | — | 26 |
| 28382 | 36.2 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/28399
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.