ZIP
28405
NC · County 37129 · pop 35,159 (population)
34.9
Opportunity Index
EARLY_SIGNALNational rank #9841
Why This ZIP
ZIP 28405 ranks #9841 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28405 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37129 — ZIP 28405 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37129 — ZIP 28405 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37129 — ZIP 28405 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 28.0 |
| Listings Discount | 27.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 51.0 |
| Bank Institutional | 50.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9841
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.7
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
8.8
Auction / REO
—
Construction Pressure
51.0
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
27.6
Bank Institutional
50.4
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
87.6
Price Cut %
6.4%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
8.8%
Bank Score
50.4
Insurance Score
0.0
Listings Discount
27.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28405 | 33.7 | 28.5 | 0.0 | 27.6 |
| County 37129 | 33.2 | 28.5 | 0.0 | 27.6 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28409 | 36.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 43 | 28 |
| 28401 | 35.4 | EARLY_SIGNAL | VACANCY | 24 | 28 |
| 28480 | 35.4 | EARLY_SIGNAL | VACANCY | — | 28 |
| 28411 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 28 |
| 28412 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 28 |
| 28428 | 34.2 | EARLY_SIGNAL | VACANCY | 15 | 28 |
| 28429 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 22 | 28 |
| 28403 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 22 | 28 |
| 28449 | 30.9 | EARLY_SIGNAL | VACANCY | 9 | 28 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28405
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.