ZIP
28458
NC · County 37061 · pop 5,768 (population)
35.8
Opportunity Index
WATCHLISTNational rank #7861
Why This ZIP
ZIP 28458 ranks #7861 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28458 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37061 — ZIP 28458 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37061 — ZIP 28458 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37061 — ZIP 28458 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.8 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.7 |
| Construction Pressure | 21.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7861
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.2
Pulse score33.6
Signal Breakdown — 10 Categories
Vacancy
11.4
Auction / REO
—
Construction Pressure
21.9
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
40.8
Bank Institutional
58.7
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
144.7
Price Cut %
10.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.4%
Bank Score
58.7
Insurance Score
0.0
Listings Discount
40.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28458 | 33.6 | 22.6 | 0.0 | 40.8 |
| County 37061 | 31.6 | 22.2 | 0.0 | 24.9 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28398 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 52 | 21 |
| 28466 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 48 | 23 |
| 28574 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 28521 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 53 | 21 |
| 28518 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 49 | 22 |
| 28444 | 35.9 | EARLY_SIGNAL | VACANCY | — | 26 |
| 28365 | 33.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 28341 | 33.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 28578 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 28393 | 32.7 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/28458
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.