ZIP
28478
NC · County 37141 · pop 4,591 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15553
Why This ZIP
ZIP 28478 ranks #15553 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28478 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37141 — ZIP 28478 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37141 — ZIP 28478 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37141 — ZIP 28478 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 27.0 |
| Vacancy | 11.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 32.1 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15553
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.5
Pulse score28.0
Signal Breakdown — 10 Categories
Vacancy
11.8
Auction / REO
—
Construction Pressure
32.1
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.8%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28478 | 28.0 | 28.0 | 0.0 | — |
| County 37141 | 33.3 | 28.0 | 0.0 | 21.3 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28466 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 25 |
| 28435 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 43 | 27 |
| 28448 | 37.1 | OVERHEATED | VACANCY | — | 28 |
| 28425 | 36.5 | OVERHEATED | VACANCY | 31 | 27 |
| 28401 | 35.4 | EARLY_SIGNAL | VACANCY | 24 | 28 |
| 28411 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 28 |
| 28447 | 34.9 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28421 | 34.3 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28443 | 34.1 | EARLY_SIGNAL | VACANCY | 25 | 27 |
| 28445 | 33.9 | EARLY_SIGNAL | VACANCY | 25 | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28478
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.