ZIP
28540
NC · County 37133 · pop 50,808 (population)
36.1
Opportunity Index
WATCHLISTNational rank #7285
Why This ZIP
ZIP 28540 ranks #7285 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 41.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28540 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37133 — ZIP 28540 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37133 — ZIP 28540 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37133 — ZIP 28540 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.8 |
| Property Stress | 27.0 |
| Foreclosure / Delinquency | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7285
PhaseWATCHLIST
Primary driverVACANCY
Capital opp41.4
Pulse score32.6
Signal Breakdown — 10 Categories
Vacancy
12.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
41.8
Bank Institutional
55.1
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
84.9
Price Cut %
17.2%
Short-Sale Listings
14
Auction Events 90d
—
Vacancy %
12.1%
Bank Score
55.1
Insurance Score
0.0
Listings Discount
41.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28540 | 32.6 | 24.8 | 0.0 | 41.8 |
| County 37133 | 29.6 | 23.6 | 0.0 | 31.2 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28555 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 48 | 35 |
| 28574 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 46 | 27 |
| 28521 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 23 |
| 28518 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 23 |
| 28584 | 37.2 | OVERHEATED | VACANCY | 26 | 30 |
| 28539 | 34.5 | WATCHLIST | VACANCY | 43 | 27 |
| 28460 | 34.0 | EARLY_SIGNAL | VACANCY | 27 | 27 |
| 28445 | 33.9 | EARLY_SIGNAL | VACANCY | 25 | 27 |
| 28546 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 27 |
| 28582 | 32.7 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28540
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.