ZIP
28585
NC · County 37103 · pop 3,944 (population)
40.7
Opportunity Index
OVERHEATEDNational rank #1661
Why This ZIP
ZIP 28585 ranks #1661 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 48.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28585 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37103 — ZIP 28585 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37103 — ZIP 28585 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37103 — ZIP 28585 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 61.0 |
| Property Stress | 43.0 |
| Vacancy | 18.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 77.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountBank InstitutionalInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1661
PhaseOVERHEATED
Primary driverVACANCY
Capital opp48.6
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
18.1
Auction / REO
—
Construction Pressure
77.5
FL Deep Bonus
—
Property Stress
43.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
0.0
Insurance Distress
0.0
Foreclosure / Delinquency
61.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.1%
Bank Score
0.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28585 | 35.4 | 49.2 | 0.0 | — |
| County 37103 | 35.8 | 34.8 | 0.0 | 28.0 |
| NC state avg | 33.0 | 22.4 | 0.3 | 30.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28501 | 42.4 | STRONG_BUY | VACANCY | 53 | 27 |
| 28573 | 42.2 | OVERHEATED | VACANCY | — | 43 |
| 28555 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 48 | 34 |
| 28574 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 46 | 26 |
| 28504 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 22 |
| 28526 | 36.5 | OVERHEATED | VACANCY | — | 29 |
| 28562 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 28572 | 31.5 | EARLY_SIGNAL | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/28585
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.