ZIP
28605
NC · County 37189 · pop 3,471 (population)
41.2
Opportunity Index
OVERHEATEDNational rank #1365
Why This ZIP
ZIP 28605 ranks #1365 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28605 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37189 — ZIP 28605 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37189 — ZIP 28605 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37189 — ZIP 28605 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 62.6 |
| Foreclosure / Delinquency | 38.0 |
| Property Stress | 32.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.5 |
| Bank Institutional | 62.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1365
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.9
Pulse score46.0
Signal Breakdown — 10 Categories
Vacancy
62.6
Auction / REO
—
Construction Pressure
70.5
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.7
Insurance Distress
0.0
Foreclosure / Delinquency
38.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
62.6%
Bank Score
62.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28605 | 46.0 | 34.8 | 0.0 | — |
| County 37189 | 41.9 | 38.1 | 0.0 | 14.2 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28604 | 42.4 | STRONG_BUY | VACANCY | 38 | 34 |
| 28692 | 40.5 | OVERHEATED | VACANCY | — | 36 |
| 28679 | 40.4 | OVERHEATED | VACANCY | — | 36 |
| 28618 | 40.0 | OVERHEATED | VACANCY | — | 35 |
| 28698 | 39.5 | OVERHEATED | VACANCY | — | 34 |
| 28607 | 38.6 | OVERHEATED | VACANCY | 16 | 36 |
| 28684 | 38.1 | OVERHEATED | VACANCY | — | 32 |
| 28645 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 24 |
| 28622 | 34.7 | EARLY_SIGNAL | VACANCY | — | 33 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28605
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.