ZIP
28609
NC · County 37035 · pop 6,617 (population)
37.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #4529
Why This ZIP
ZIP 28609 ranks #4529 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28609 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37035 — ZIP 28609 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37035 — ZIP 28609 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37035 — ZIP 28609 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.5 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.1 |
| Construction Pressure | 30.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4529
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.4
Pulse score37.4
Signal Breakdown — 10 Categories
Vacancy
13.7
Auction / REO
—
Construction Pressure
30.7
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
46.5
Bank Institutional
71.1
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
13.7%
Bank Score
71.1
Insurance Score
0.0
Listings Discount
46.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28609 | 37.4 | 19.7 | 0.0 | 46.5 |
| County 37035 | 32.1 | 19.8 | 0.0 | 35.7 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28090 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 28610 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 20 |
| 28612 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 51 | 24 |
| 28650 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 20 |
| 28168 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 28602 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 28601 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 28673 | 32.9 | EARLY_SIGNAL | VACANCY | 35 | 20 |
| 28037 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 17 |
| 28658 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28609
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.