ZIP
28628
NC · County 37023 · pop 50 (population)
23.9
Opportunity Index
WEAKNational rank #32671
Why This ZIP
ZIP 28628 ranks #32671 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28628 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37023 — ZIP 28628 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37023 — ZIP 28628 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37023 — ZIP 28628 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.0 |
| Construction Pressure | 14.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#32671
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.2
Pulse score15.7
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
14.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28628 | 15.7 | 13.2 | 0.0 | — |
| County 37023 | 32.1 | 23.3 | 0.0 | 36.6 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28090 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 28761 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 24 |
| 28645 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 24 |
| 28612 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 51 | 24 |
| 28657 | 36.4 | OVERHEATED | VACANCY | — | 31 |
| 28168 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 28655 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 24 |
| 28602 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 28601 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 28667 | 33.5 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28628
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.