ZIP
28681
NC · County 37003 · pop 26,117 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4955
Why This ZIP
ZIP 28681 ranks #4955 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28681 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37003 — ZIP 28681 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37003 — ZIP 28681 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37003 — ZIP 28681 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.1 |
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.5 |
| Construction Pressure | 54.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4955
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.1
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
15.4
Auction / REO
—
Construction Pressure
54.7
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
41.1
Bank Institutional
61.5
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
79.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.4%
Bank Score
61.5
Insurance Score
0.0
Listings Discount
41.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28681 | 37.1 | 20.9 | 0.0 | 41.1 |
| County 37003 | 35.3 | 20.9 | 0.0 | 33.0 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28654 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 25 |
| 28601 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 28625 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 19 |
| 28636 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 28630 | 33.2 | EARLY_SIGNAL | VACANCY | 23 | 23 |
| 28689 | 31.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 28678 | 30.8 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28681
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.