ZIP
28804
NC · County 37021 · pop 25,141 (population)
37.0
Opportunity Index
OVERHEATEDNational rank #5665
Why This ZIP
ZIP 28804 ranks #5665 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 38.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28804 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37021 — ZIP 28804 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37021 — ZIP 28804 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37021 — ZIP 28804 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 38.0 |
| Listings Discount | 32.5 |
| Property Stress | 31.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5665
PhaseOVERHEATED
Primary driverVACANCY
Capital opp38.4
Pulse score36.1
Signal Breakdown — 10 Categories
Vacancy
19.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
32.5
Bank Institutional
55.0
Insurance Distress
0.0
Foreclosure / Delinquency
38.0
Top-Line Metrics
Avg DOM (days)
102.0
Price Cut %
11.5%
Short-Sale Listings
10
Auction Events 90d
—
Vacancy %
19.7%
Bank Score
55.0
Insurance Score
0.0
Listings Discount
32.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28804 | 36.1 | 33.6 | 0.0 | 32.5 |
| County 37021 | 35.1 | 33.2 | 0.0 | 28.3 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28753 | 40.9 | STRONG_BUY | VACANCY | 36 | 29 |
| 28730 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 39 | 31 |
| 28715 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 39 | 31 |
| 28787 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 37 | 31 |
| 28711 | 37.4 | OVERHEATED | VACANCY | 35 | 30 |
| 28778 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 31 |
| 28806 | 36.5 | OVERHEATED | VACANCY | 30 | 31 |
| 28803 | 35.6 | EARLY_SIGNAL | VACANCY | 27 | 31 |
| 28732 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 27 |
| 28805 | 34.9 | EARLY_SIGNAL | VACANCY | 24 | 31 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/28804
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.