ZIP
31038
GA · County 13169 · pop 838 (population)
28.8
Opportunity Index
WEAKNational rank #25401
Why This ZIP
ZIP 31038 ranks #25401 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 31038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13169 — ZIP 31038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13169 — ZIP 31038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13169 — ZIP 31038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 56.2 |
| Bank Institutional | 28.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25401
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score22.3
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
56.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 31038 | 22.3 | 18.6 | 0.0 | — |
| County 13169 | 32.1 | 16.0 | 0.0 | 33.6 |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 31217 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 31032 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 18 |
| 31061 | 34.9 | EARLY_SIGNAL | VACANCY | 34 | 24 |
| 31031 | 32.1 | EARLY_SIGNAL | VACANCY | 33 | 25 |
| 31211 | 31.7 | EARLY_SIGNAL | VACANCY | 19 | 19 |
| 31046 | 30.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 31033 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/31038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.