ZIP
31324
GA · County 13029 · pop 35,668 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16661
Why This ZIP
ZIP 31324 ranks #16661 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 31324 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13029 — ZIP 31324 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13029 — ZIP 31324 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13029 — ZIP 31324 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.6 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16661
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.7
Pulse score28.6
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
36.6
Bank Institutional
56.7
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
72.8
Price Cut %
14.0%
Short-Sale Listings
9
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
56.7
Insurance Score
0.0
Listings Discount
36.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 31324 | 28.6 | 20.3 | 0.0 | 36.6 |
| County 13029 | 29.6 | 20.3 | 0.0 | 36.7 |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (2)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 31321 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 21 |
| 31308 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/31324
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.