ZIP
31738
GA · County 13275 · pop 2,960 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 31738 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 31738 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13275 — ZIP 31738 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13275 — ZIP 31738 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13275 — ZIP 31738 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 22.0 |
| Vacancy | 6.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 84.8 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.8
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
6.5
Auction / REO
—
Construction Pressure
84.8
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.5%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 31738 | 28.3 | 22.7 | 0.0 | — |
| County 13275 | 33.4 | 22.3 | 0.0 | 6.5 |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 31626 | 38.4 | OVERHEATED | VACANCY | — | 22 |
| 31720 | 38.2 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
| 31778 | 35.0 | EARLY_SIGNAL | VACANCY | — | 27 |
| 31773 | 34.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 31779 | 34.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 31757 | 34.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 31765 | 33.2 | EARLY_SIGNAL | VACANCY | — | 23 |
| 31792 | 32.4 | EARLY_SIGNAL | VACANCY | 15 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/31738
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.