ZIP
32136
FL · County 12035 · pop 8,303 (population)
39.3
Opportunity Index
OVERHEATEDNational rank #2804
Why This ZIP
ZIP 32136 ranks #2804 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32136 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12035 — ZIP 32136 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12035 — ZIP 32136 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12035 — ZIP 32136 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.5 |
| Foreclosure / Delinquency | 28.0 |
| Vacancy | 27.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.1 |
| Construction Pressure | 56.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2804
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.7
Pulse score42.3
Signal Breakdown — 10 Categories
Vacancy
27.6
Auction / REO
—
Construction Pressure
56.9
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
33.5
Bank Institutional
70.1
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
85.2
Price Cut %
6.5%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
27.6%
Bank Score
70.1
Insurance Score
0.0
Listings Discount
33.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32136 | 42.3 | 28.1 | 0.0 | 33.5 |
| County 12035 | 38.5 | 28.2 | 0.0 | 37.0 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32080 | 42.1 | OVERHEATED | VACANCY | 33 | 33 |
| 32180 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 26 |
| 32110 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 26 |
| 32137 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 37 | 26 |
| 32164 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 26 |
| 32174 | 37.5 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 26 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32136
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.