ZIP
32220
FL · County 12031 · pop 12,556 (population)
36.0
Opportunity Index
WATCHLISTNational rank #7461
Why This ZIP
ZIP 32220 ranks #7461 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 48.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32220 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12031 — ZIP 32220 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12031 — ZIP 32220 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12031 — ZIP 32220 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.1 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 43.2 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7461
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp48.0
Pulse score28.0
Signal Breakdown — 10 Categories
Vacancy
6.6
Auction / REO
—
Construction Pressure
43.2
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
48.1
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
64.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
6.6%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
48.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32220 | 28.0 | 21.6 | 0.0 | 48.1 |
| County 12031 | 32.9 | 21.6 | 0.0 | 35.4 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32259 | 41.7 | STRONG_BUY | BANK_INSTITUTIONAL | 43 | 33 |
| 32081 | 39.8 | OVERHEATED | BANK_INSTITUTIONAL | 36 | 32 |
| 32209 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 40 | 23 |
| 32254 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 32222 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 23 |
| 32234 | 36.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 24 |
| 32221 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 23 |
| 32258 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 23 |
| 32210 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 23 |
| 32225 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32220
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.