ZIP
32430
FL · County 12013 · pop 782 (population)
47.2
Opportunity Index
STRONG_BUYNational rank #109
Why This ZIP
ZIP 32430 ranks #109 nationally with phase STRONG_BUY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 58.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32430 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12013 — ZIP 32430 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12013 — ZIP 32430 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12013 — ZIP 32430 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 61.2 |
| Foreclosure / Delinquency | 61.0 |
| Property Stress | 43.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 77.6 |
| Bank Institutional | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#109
PhaseSTRONG_BUY
Primary driverLISTINGS_DISCOUNT
Capital opp58.1
Pulse score39.9
Signal Breakdown — 10 Categories
Vacancy
2.1
Auction / REO
—
Construction Pressure
77.6
FL Deep Bonus
—
Property Stress
43.0
HOA / Federal Liens
—
Listings Discount
61.2
Bank Institutional
25.0
Insurance Distress
0.0
Foreclosure / Delinquency
61.0
Top-Line Metrics
Avg DOM (days)
171.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
2.1%
Bank Score
25.0
Insurance Score
0.0
Listings Discount
61.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32430 | 39.9 | 48.3 | 0.0 | 61.2 |
| County 12013 | 44.3 | 46.3 | 0.0 | 49.2 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32421 | 48.4 | STRONG_BUY | VACANCY | 56 | 43 |
| 32424 | 47.7 | STRONG_BUY | VACANCY | 45 | 43 |
| 32449 | 44.3 | STRONG_BUY | VACANCY | 37 | 43 |
| 32466 | 42.5 | STRONG_BUY | VACANCY | 49 | 36 |
| 32438 | 42.3 | STRONG_BUY | VACANCY | 49 | 36 |
| 32448 | 42.0 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 25 |
| 32442 | 41.0 | STRONG_BUY | VACANCY | 53 | 26 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/32430
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.