ZIP
32432
FL · County 12063 · pop 0 (equal)
28.4
Opportunity Index
WEAKNational rank #26316
Why This ZIP
ZIP 32432 ranks #26316 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.1, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 32432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12063 — ZIP 32432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12063 — ZIP 32432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12063 — ZIP 32432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.6 |
| Bank Institutional | 33.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#26316
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.1
Pulse score23.3
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
62.6
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32432 | 23.3 | 15.0 | 0.0 | — |
| County 12063 | 40.1 | 25.9 | 0.0 | 54.0 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32460 | 44.4 | STRONG_BUY | VACANCY | 56 | 25 |
| 32440 | 44.2 | STRONG_BUY | VACANCY | 59 | 26 |
| 32426 | 42.5 | STRONG_BUY | VACANCY | 57 | 25 |
| 32438 | 42.5 | STRONG_BUY | VACANCY | 49 | 36 |
| 32420 | 42.4 | STRONG_BUY | VACANCY | 57 | 25 |
| 32443 | 42.3 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 25 |
| 32448 | 42.1 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 25 |
| 32423 | 41.5 | STRONG_BUY | VACANCY | 53 | 25 |
| 32442 | 41.3 | STRONG_BUY | VACANCY | 53 | 27 |
| 32445 | 41.3 | STRONG_BUY | LISTINGS_DISCOUNT | 61 | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/32432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.