ZIP
32456
FL · County 12045 · pop 7,304 (population)
41.6
Opportunity Index
OVERHEATEDNational rank #1130
Why This ZIP
ZIP 32456 ranks #1130 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32456 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12045 — ZIP 32456 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12045 — ZIP 32456 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12045 — ZIP 32456 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 56.0 |
| Property Stress | 44.0 |
| Vacancy | 43.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 52.3 |
| Construction Pressure | 48.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1130
PhaseOVERHEATED
Primary driverVACANCY
Capital opp37.9
Pulse score44.0
Signal Breakdown — 10 Categories
Vacancy
43.1
Auction / REO
—
Construction Pressure
48.2
FL Deep Bonus
—
Property Stress
44.0
HOA / Federal Liens
—
Listings Discount
23.9
Bank Institutional
52.3
Insurance Distress
0.0
Foreclosure / Delinquency
56.0
Top-Line Metrics
Avg DOM (days)
41.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
43.1%
Bank Score
52.3
Insurance Score
0.0
Listings Discount
23.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32456 | 44.0 | 48.1 | 0.0 | 23.9 |
| County 12045 | 45.5 | 50.5 | 0.0 | 9.7 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (1)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32465 | 43.6 | OVERHEATED | VACANCY | — | 47 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/32456
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.