ZIP
32565
FL · County 12113 · pop 5,653 (population)
39.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #2363
Why This ZIP
ZIP 32565 ranks #2363 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 42.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32565 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12113 — ZIP 32565 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12113 — ZIP 32565 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12113 — ZIP 32565 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.7 |
| Property Stress | 22.0 |
| Vacancy | 19.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 35.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2363
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp42.0
Pulse score38.4
Signal Breakdown — 10 Categories
Vacancy
19.2
Auction / REO
—
Construction Pressure
35.8
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
49.7
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
118.0
Price Cut %
2.9%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.2%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
49.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32565 | 38.4 | 21.5 | 0.0 | 49.7 |
| County 12113 | 31.8 | 21.6 | 0.0 | 43.9 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32531 | 38.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 46 | 33 |
| 32564 | 37.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 26 |
| 32570 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 22 |
| 32566 | 36.1 | WATCHLIST | VACANCY | 42 | 22 |
| 32561 | 36.0 | EARLY_SIGNAL | VACANCY | 34 | 23 |
| 32583 | 35.7 | WATCHLIST | LISTINGS_DISCOUNT | 51 | 22 |
| 32571 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 22 |
| 32563 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 22 |
| 32530 | 24.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32565
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.