ZIP
32621
FL · County 12075 · pop 5,540 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9587
Why This ZIP
ZIP 32621 ranks #9587 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 32621 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12075 — ZIP 32621 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12075 — ZIP 32621 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12075 — ZIP 32621 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 28.0 |
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 7.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.5 |
| Construction Pressure | 34.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9587
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.3
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
7.6
Auction / REO
—
Construction Pressure
34.1
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.6%
Bank Score
66.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32621 | 36.8 | 27.8 | 0.0 | — |
| County 12075 | 37.3 | 27.0 | 0.0 | 32.8 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32626 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 28 |
| 32693 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 25 |
| 32625 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 28 |
| 34449 | 38.4 | OVERHEATED | VACANCY | — | 28 |
| 32696 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 27 |
| 32668 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 42 | 27 |
| 34431 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 40 | 26 |
| 32669 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 23 |
| 34498 | 35.0 | EARLY_SIGNAL | VACANCY | — | 28 |
| 32618 | 33.5 | WATCHLIST | VACANCY | 40 | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32621
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.