ZIP
32697
FL · County 12125 · pop 156 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15565
Why This ZIP
ZIP 32697 ranks #15565 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 32697 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12125 — ZIP 32697 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12125 — ZIP 32697 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12125 — ZIP 32697 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 41.8 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 22.1 |
| Bank Institutional | 20.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15565
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.1
Pulse score26.9
Signal Breakdown — 10 Categories
Vacancy
41.8
Auction / REO
—
Construction Pressure
22.1
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
20.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
41.8%
Bank Score
20.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32697 | 26.9 | 26.9 | 0.0 | — |
| County 12125 | 34.4 | 26.5 | 0.0 | 48.0 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32054 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 26 |
| 32083 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 26 |
| 32058 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 49 | 27 |
| 32026 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/32697
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.