ZIP
33440
FL · County 12051 · pop 21,119 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5541
Why This ZIP
ZIP 33440 ranks #5541 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 33440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12051 — ZIP 33440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12051 — ZIP 33440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12051 — ZIP 33440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.8 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 57.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5541
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp37.2
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
57.4
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
36.8
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
77.5
Price Cut %
20.5%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
36.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 33440 | 37.1 | 25.8 | 0.0 | 36.8 |
| County 12051 | 38.6 | 29.1 | 0.0 | 35.5 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33471 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 49 | 26 |
| 33936 | 39.3 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 31 |
| 33935 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 38 | 24 |
| 34142 | 38.7 | OVERHEATED | VACANCY | 36 | 28 |
| 33930 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/33440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.