ZIP
33865
FL · County 12049 · pop 388 (population)
29.6
Opportunity Index
WEAKNational rank #23455
Why This ZIP
ZIP 33865 ranks #23455 nationally with phase WEAK. Primary driver: FORECLOSURE_DELINQUENCY. Capital opportunity score is 39.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 33865 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12049 — ZIP 33865 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12049 — ZIP 33865 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12049 — ZIP 33865 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 28.0 |
| Vacancy | 3.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23455
PhaseWEAK
Primary driverFORECLOSURE_DELINQUENCY
Capital opp39.7
Pulse score22.9
Signal Breakdown — 10 Categories
Vacancy
3.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.6%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 33865 | 22.9 | 29.7 | 0.0 | — |
| County 12049 | 36.9 | 29.7 | 0.0 | 39.3 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33890 | 41.6 | STRONG_BUY | VACANCY | 61 | 29 |
| 33834 | 39.9 | OVERHEATED | VACANCY | — | 28 |
| 33873 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 29 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/33865
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.