ZIP
33946
FL · County 12015 · pop 2,745 (population)
51.0
Opportunity Index
OVERHEATEDNational rank #18
Why This ZIP
ZIP 33946 ranks #18 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 40.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 33946 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12015 — ZIP 33946 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12015 — ZIP 33946 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12015 — ZIP 33946 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 67.0 |
| Vacancy | 57.8 |
| Property Stress | 50.0 |
▼ Top 3 Risk Signals
| Insurance Distress | 81.0 |
| Bank Institutional | 64.5 |
| Construction Pressure | 55.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal Liens
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18
PhaseOVERHEATED
Primary driverVACANCY
Capital opp40.8
Pulse score57.8
Signal Breakdown — 10 Categories
Vacancy
57.8
Auction / REO
—
Construction Pressure
55.2
FL Deep Bonus
—
Property Stress
50.0
HOA / Federal Liens
—
Listings Discount
34.1
Bank Institutional
64.5
Insurance Distress
81.0
Foreclosure / Delinquency
67.0
Top-Line Metrics
Avg DOM (days)
122.8
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
57.8%
Bank Score
64.5
Insurance Score
81.0
Listings Discount
34.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 33946 | 57.8 | 54.4 | 81.0 | 34.1 |
| County 12015 | 55.5 | 54.3 | 79.3 | 39.1 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33952 | 52.8 | STRONG_BUY | VACANCY | 43 | 50 |
| 33982 | 52.6 | STRONG_BUY | VACANCY | 39 | 50 |
| 33980 | 52.6 | STRONG_BUY | VACANCY | 42 | 50 |
| 33953 | 52.2 | STRONG_BUY | VACANCY | 40 | 50 |
| 33981 | 51.8 | STRONG_BUY | VACANCY | 39 | 50 |
| 34224 | 51.7 | STRONG_BUY | VACANCY | 37 | 50 |
| 33948 | 50.9 | STRONG_BUY | VACANCY | 39 | 50 |
| 33950 | 50.7 | OVERHEATED | VACANCY | 35 | 50 |
| 33983 | 50.5 | OVERHEATED | VACANCY | 36 | 50 |
| 33917 | 50.0 | STRONG_BUY | VACANCY | 43 | 48 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/33946
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.