ZIP
34223
FL · County 12115 · pop 19,036 (population)
48.6
Opportunity Index
OVERHEATEDNational rank #62
Why This ZIP
ZIP 34223 ranks #62 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 42.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 34223 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12115 — ZIP 34223 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12115 — ZIP 34223 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12115 — ZIP 34223 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 63.0 |
| Property Stress | 46.0 |
| Listings Discount | 35.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.1 |
| Bank Institutional | 55.2 |
| Insurance Distress | 47.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal Liens
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#62
PhaseOVERHEATED
Primary driverVACANCY
Capital opp42.4
Pulse score52.7
Signal Breakdown — 10 Categories
Vacancy
30.8
Auction / REO
—
Construction Pressure
68.1
FL Deep Bonus
—
Property Stress
46.0
HOA / Federal Liens
—
Listings Discount
35.5
Bank Institutional
55.2
Insurance Distress
47.0
Foreclosure / Delinquency
63.0
Top-Line Metrics
Avg DOM (days)
98.0
Price Cut %
13.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
30.8%
Bank Score
55.2
Insurance Score
47.0
Listings Discount
35.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 34223 | 52.7 | 51.1 | 47.0 | 35.5 |
| County 12115 | 51.1 | 50.1 | 46.9 | 37.1 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 34224 | 51.7 | STRONG_BUY | VACANCY | 37 | 50 |
| 34287 | 50.3 | STRONG_BUY | VACANCY | 43 | 45 |
| 34237 | 49.7 | STRONG_BUY | VACANCY | 40 | 45 |
| 34229 | 49.1 | OVERHEATED | VACANCY | 35 | 45 |
| 34293 | 49.0 | STRONG_BUY | VACANCY | 39 | 45 |
| 34234 | 48.5 | STRONG_BUY | BANK_INSTITUTIONAL | 36 | 45 |
| 34242 | 48.5 | OVERHEATED | VACANCY | 33 | 45 |
| 34238 | 48.4 | OVERHEATED | VACANCY | 36 | 45 |
| 34285 | 48.3 | OVERHEATED | VACANCY | 36 | 45 |
| 34275 | 48.3 | STRONG_BUY | VACANCY | 37 | 45 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/34223
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.