ZIP
34972
FL · County 12093 · pop 19,185 (population)
40.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #1864
Why This ZIP
ZIP 34972 ranks #1864 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 34972 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12093 — ZIP 34972 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12093 — ZIP 34972 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12093 — ZIP 34972 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.2 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 76.1 |
| Bank Institutional | 63.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1864
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.9
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
14.6
Auction / REO
—
Construction Pressure
76.1
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
41.2
Bank Institutional
63.2
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
133.8
Price Cut %
20.1%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
14.6%
Bank Score
63.2
Insurance Score
0.0
Listings Discount
41.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 34972 | 41.4 | 27.3 | 0.0 | 41.2 |
| County 12093 | 40.9 | 27.3 | 0.0 | 42.5 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (1)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 34974 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/34972
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.