ZIP
35115
AL · County 01117 · pop 16,911 (population)
34.1
Opportunity Index
WATCHLISTNational rank #11741
Why This ZIP
ZIP 35115 ranks #11741 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35115 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01117 — ZIP 35115 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01117 — ZIP 35115 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01117 — ZIP 35115 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.0 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.9 |
| Construction Pressure | 23.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11741
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.6
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
7.9
Auction / REO
—
Construction Pressure
23.4
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
45.0
Bank Institutional
62.9
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
43.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.9%
Bank Score
62.9
Insurance Score
0.0
Listings Discount
45.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35115 | 31.1 | 14.3 | 0.0 | 45.0 |
| County 01117 | 28.7 | 13.2 | 0.0 | 42.5 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35128 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 20 |
| 35080 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 54 | 14 |
| 35094 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 19 |
| 35022 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 21 |
| 35186 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 35043 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 14 |
| 35040 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 15 |
| 35244 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 18 |
| 35124 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 14 |
| 35007 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35115
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.