ZIP
35442
AL · County 01107 · pop 5,539 (population)
38.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #3898
Why This ZIP
ZIP 35442 ranks #3898 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35442 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01107 — ZIP 35442 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01107 — ZIP 35442 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01107 — ZIP 35442 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.1 |
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3898
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.8
Pulse score36.7
Signal Breakdown — 10 Categories
Vacancy
24.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
45.1
Bank Institutional
62.1
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
166.7
Price Cut %
24.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
24.2%
Bank Score
62.1
Insurance Score
0.0
Listings Discount
45.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35442 | 36.7 | 24.7 | 0.0 | 45.1 |
| County 01107 | 37.5 | 24.8 | 0.0 | 13.2 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35555 | 41.4 | STRONG_BUY | VACANCY | 46 | 27 |
| 35576 | 41.2 | STRONG_BUY | VACANCY | 59 | 23 |
| 35466 | 37.1 | OVERHEATED | VACANCY | — | 28 |
| 35461 | 35.7 | EARLY_SIGNAL | VACANCY | — | 29 |
| 35481 | 35.4 | EARLY_SIGNAL | VACANCY | — | 29 |
| 35447 | 35.0 | EARLY_SIGNAL | VACANCY | — | 29 |
| 35574 | 31.1 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35442
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.